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One of the biggest financial headaches of gig work isn’t the taxes themselves it’s paying for health insurance out of pocket with no employer to help cover the cost. Premiums add up fast, and most gig workers assume there’s nothing they can do about it at tax time.

Every gig worker knows about mileage. Most know about phone expenses. But there are deductions that consistently go unclaimed legitimate write-offs that reduce your taxable income and lower your tax bill simply because drivers don’t know they exist.